The Ledger
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Banks typically allocate 1-2% of Tier 1 capital to CRA investments
“The act does not stipulate an exact percentage, but banks will often look at about to do about a one to two percent of their tier one capital in a community investments to meet their CRA requirements.”
Banks are only assessed for CRA compliance where they have physical branches
“Banks, they're only assessed where they have brick and mortar branches.”
Find CRA charges banks between $1,250 and $5,000 annually
“We have three tiers of pricing. If it's a bank that just has like one branch or two branches, it's 1250 a year.”