The Ledger
Every statement that passed quotation and attribution checks. Mix any filter with any other: certainty 1/5, debate potential 5/5, or both at once.
why aren't all 18 resolved? a statement only gets an assessment when the public record can support or contradict it. opinions and what-ifs never can, and 1 checkable ones are still open, waiting for their date. predictions held up or didn't; assertions are supported or contradicted. on every card: ▮▮▮▮▮ certainty · ▮▮▮▮▮ debate potential. speakers are clickable
Sánchez: $5T in Manufacturing Trade to Shift to LatAm
“It is expected that five trillion dollars from manufacturing trade will shift into Latin America in the next five years.”
Sánchez: 70% of Mexican SMBs Are Profitable When Bankrupt
“Did you know that 70% of all SMBs in Mexico are actually profitable when they go bankrupt?”
Sánchez: CredFeed's default write-off rate is 0.5% vs. 12% industry average
“Default, like, write-offs that we have done, it's 0.5% today. The industries, it's 12% in Mexico.”
Sánchez: Mandatory Mexican e-invoicing makes unpaid factoring a criminal fraud
“We track every single invoice on real-time due to the electronic invoicing being mandatory in Mexico, so we know the status of every invoice on real-time. So if they get paid by their customer and they don't pay us, that's considered fraud. So that's a crimina…”
Sánchez: CredFeed needs only 5,000 of Mexico's 770,000 manufacturers for $100M ARR
“Today there are 770,000 manufacturing companies just in Mexico. We only need 5000 to get to a hundred million dollars in annual recurring revenue to be a billion dollar company with the average revenue that we're generating today with our current users.”
Sánchez: CredFeed will reach $4M ARR with $10M debt facility
“So we're raising this round To help us unlock a ten million dollar debt facility that will allow us to get to those four million dollars in ARR in the next months.”
Sánchez: Mexican banks require real estate collateral for all business loans
“Because banks in Mexico, they all require real estate as collateral to provide any kind of business loan.”
Sánchez: 3 to 4 users churn from Xepelin to CredFeed monthly
“We have at least three to four users that churn from Zeppelin into Credly every month”
Sánchez: CredFeed underwrites loans in six hours versus competitors' eight weeks
“They would take around eight weeks on the write-up customer. We take around six hours.”
CredFeed Has Unlocked Over $30.5M in Cash Flow for SMBs
“And at CredFeed, we have already unlocked over 30 and a half million dollars from the cash flows of small and mid-sized businesses.”
Sánchez: 80% of Mexican SMBs Lack Access to Credit Products
“80% of all SMEs in Mexico still do not have access to any kind of credit products”
Sánchez: CredFeed Operates With 16% Capital Cost and 20% Spread
“So, our cost of capital today is 15.97%. Our average APR, it's 36.14%. So there we have a 20% margin spread.”
Sánchez: CredFeed is raising $1.2M with $905K secured
“We're raising 1.2. We already have a 905 K secured.”