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Maggiulli: Dividing net worth by 10,000 shows conservative daily wealth generation

Nick Maggiulli · Episode 784 | The Wealth Ladder: Six Levels of Financial Freedom · Jul 22, 2025 · at 16:11

Nick Maggiulli, author of The Wealth Ladder, outlines the '0.1% rule' for spending based on accumulated assets to Rob Walling.

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“Take your net worth, divide by 10,000. And that is how much your wealth is conservatively generating each day. .1%. You do that over 365 days. That's about 3.7% a year. I think it's a very conservative return.”

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