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Policybazaar

also referred to as: policy bazaar

includes Policybazaar Management

33 statements across 5 episodes · 9 bullish · 3 bearish · 3 people on the record · first statement Feb 18, 2020 by Kitty Agarwal · said 101 times in 8 episodes since 2020 · across every show →

Mentions by year, the whole family

brought up most by Siddhartha Ahluwalia (51), Sanjeev Bikhchandani (31), Yashish Dahiya (12), Kitty Agarwal (3), Rajesh Jain (1), Kashyap Chanchani (1)

tap a year for its mentions
00252503202020212022202320242025episodesmentions
023202020212022202320242025episodes it came up in
00131.5253202020212022202320242025episodesmentions per episode
2025 37 mentions in 3 episodes 12 per episode
2024 42 mentions in 2 episodes 21 per episode
2023 17 mentions in 1 episode
2022 1 mention in 1 episode
2020 4 mentions in 1 episode

every mention, scene by scene, with the transcript →

Everything said about Policybazaar, oldest first

Feb 18, 2020 positive
Assertion Partly supported
Agarwal: Info Edge has held Zomato and PolicyBazaar for over 10 years
“For example, we've been now invested for 10 plus years in Policy Bazaar, 10 plus years in Zomato 10 plus years in Merit Nation.”
Kitty Agarwal Feb 18, 2020 ▶ 10:18 Episode 44 | Kitty Agarwal, Partner, Info Edge Ventures
Jul 14, 2023
Assertion Not checkable as stated
PolicyBazaar Founder Proved Bikhchandani's Car Insurance Was 40% Above Lowest Quote
“And sure enough, what I was paying for my insurance was 40% higher than the lowest quote.”
Sanjeev Bikhchandani Jul 14, 2023 ▶ 49:41 Sanjeev Bikhchandani on Finding Zomato & Taking the First Tech Company in India to IPO
Jul 14, 2023 neutral
Disclosure
Info Edge Invested 20 Crore Rupees Into PolicyBazaar Before Product Launch
“We invested 20 crores on a PowerPoint. Before the product was launched, and therefore, it was a big sum of money for us.”
Sanjeev Bikhchandani Jul 14, 2023 ▶ 43:04 Sanjeev Bikhchandani on Finding Zomato & Taking the First Tech Company in India to IPO
Jul 14, 2023
Disclosure
Info Edge Sold Early Partial Secondaries in Zomato and PolicyBazaar
“We have exited Zomato a bit. When Ant Financial came in, because Ant said we want a secondary. A little bit. We're supporting the company. Likewise, in Policy Bazaar, we exited a bit. Early on.”
Sanjeev Bikhchandani Jul 14, 2023 ▶ 53:37 Sanjeev Bikhchandani on Finding Zomato & Taking the First Tech Company in India to IPO
Jul 14, 2023
Disclosure
Info Edge Remains Invested in PolicyBazaar and Zomato Since Their Early Rounds
“Look, we invested in Policy Bazaar in 2008. We are still shareholders. We invested in Zamaatwo in 2010. We are still there.”
Sanjeev Bikhchandani Jul 14, 2023 ▶ 2:29 Sanjeev Bikhchandani on Finding Zomato & Taking the First Tech Company in India to IPO
Nov 15, 2024 positive
Assertion Supported
Dahiya: Policybazaar Is India's Largest Insurance Aggregator
“In insurance, we would be the largest. Yes, we would be the largest. We have a large market share in that.”
Yashish Dahiya Nov 15, 2024 ▶ 2:25 Policybazaar Founder On IPO, India 1,2,3, Sanjeev Bikhchandani, & Insurance Market | Neon Show
Nov 15, 2024
Disclosure
Yashish Dahiya Checked Sales Reports Thrice Daily For 17 Years
“See for the last 17 years, I look at our sales report every day at Two PM at five PM at eight PM, wherever I'm in the world, these three times I check my sales report.”
Yashish Dahiya Nov 15, 2024 ▶ 23:11 Policybazaar Founder On IPO, India 1,2,3, Sanjeev Bikhchandani, & Insurance Market | Neon Show
Nov 15, 2024 negative
Opinion
Dahiya: Health Insurance Lacks Product-Market Fit Because Claims Processing Is Broken
“Because the claims experience still needs to fall into place, right? This is a product which is still working on kind of broken legs, because the claims experience is not where it can be.”
Yashish Dahiya Nov 15, 2024 ▶ 54:58 Policybazaar Founder On IPO, India 1,2,3, Sanjeev Bikhchandani, & Insurance Market | Neon Show
Nov 15, 2024 neutral
Assertion Contradicted
Policybazaar Faced 40 Funded Competitors, Including Earlier Pioneers Like Insurance Mall
“About 40 funded competitors both before policy was started and after the first player who started in India was a player called I forget the name. I think it's insurance mall.in. And there was another one called Apna Insurance. Both of these players existed at …”
Yashish Dahiya Nov 15, 2024 ▶ 21:58 Policybazaar Founder On IPO, India 1,2,3, Sanjeev Bikhchandani, & Insurance Market | Neon Show
Nov 15, 2024 positive
Assertion Supported
Policybazaar Is Also Among India's Largest Loan And Credit Card Aggregators
“We're also in loans and credit cards where again, we would be amongst the largest”
Yashish Dahiya Nov 15, 2024 ▶ 2:32 Policybazaar Founder On IPO, India 1,2,3, Sanjeev Bikhchandani, & Insurance Market | Neon Show
Nov 15, 2024
Disclosure
Yashish Dahiya Never Read Policybazaar's Statutory Financials Before PB Fintech's IPO
“I had never looked at our financials before we went public. I started looking at them and started making sure our financials and our MIS were saying the same thing.”
Yashish Dahiya Nov 15, 2024 ▶ 55:40 Policybazaar Founder On IPO, India 1,2,3, Sanjeev Bikhchandani, & Insurance Market | Neon Show
Nov 15, 2024 neutral
Assertion Supported
Dahiya: Only 4 Crore Of 40 Crore Eligible Indians Have Health Insurance
“Four crore Indians have health insurance, but 40 crore should, right? So we are 36 crores short of our target. And that's what keeps us going that we have 10 X to go.”
Yashish Dahiya Nov 15, 2024 ▶ 54:12 Policybazaar Founder On IPO, India 1,2,3, Sanjeev Bikhchandani, & Insurance Market | Neon Show
Nov 15, 2024 negative
Insight
Dahiya: Obsessing Over Equity Percentages And Peer Compensation Adds Zero Value
“Oh, as a percentage of total equity, you're getting too little compared to everybody else. Oh, why is that person getting so much? I think many of those things are just yeah, they're not value adding to anyone. Just, you know, get on with things. And I think t…”
Yashish Dahiya Nov 15, 2024 ▶ 31:06 Policybazaar Founder On IPO, India 1,2,3, Sanjeev Bikhchandani, & Insurance Market | Neon Show
Nov 15, 2024 neutral
Assertion Contradicted
Dahiya: 272 Insurance Web Aggregator Startups Have Been Licensed In India
“400 players have started something like Policy Wizard till date. 272 of them licensed to start a web aggregator in insurance.”
Yashish Dahiya Nov 15, 2024 ▶ 21:35 Policybazaar Founder On IPO, India 1,2,3, Sanjeev Bikhchandani, & Insurance Market | Neon Show
Nov 15, 2024 positive
Insight
Policybazaar Sees Higher Short-Term Losses When Profitable Health Insurance Business Grows
“When we grow health insurance, our losses grow, but health insurance is the most profitable business we have. Because we make money from NPV, but in the first year it's just cost and very little revenue.”
Yashish Dahiya Nov 15, 2024 ▶ 56:09 Policybazaar Founder On IPO, India 1,2,3, Sanjeev Bikhchandani, & Insurance Market | Neon Show
Nov 15, 2024 bullish
Disclosure
Policybazaar Would Invest In Hospitals Despite A 90% Risk Of Failure
“Like today, when we are going in to say that we want to make a minority investment in hospitals, a lot of people think we're taking a risk. If there's a 90% chance of failure, we would still like to do it.”
Yashish Dahiya Nov 15, 2024 ▶ 51:55 Policybazaar Founder On IPO, India 1,2,3, Sanjeev Bikhchandani, & Insurance Market | Neon Show
Nov 15, 2024
Disclosure
Policybazaar Anticipated 90% Of Its Pre-2020 Roadmap At Its 2008 Founding
“Till, till 2020, everything we did we knew back then. Like I would say 90%. Now the areas we're starting to delve into, we did not know back then. Like what are the, like basically we did not know that claims control or claims experience would become such an i…”
Yashish Dahiya Nov 15, 2024 ▶ 20:35 Policybazaar Founder On IPO, India 1,2,3, Sanjeev Bikhchandani, & Insurance Market | Neon Show
Nov 15, 2024 negative
Disclosure
Dahiya: I Do Not Angel Invest Because I Am Variance Averse
“Even today, I don't invest in anything, right? So I think I'm very, let's say variance averse, not risk averse, just variance averse.”
Yashish Dahiya Nov 15, 2024 ▶ 49:14 Policybazaar Founder On IPO, India 1,2,3, Sanjeev Bikhchandani, & Insurance Market | Neon Show
Nov 15, 2024 neutral
Disclosure
All Policybazaar Investor Contracts Since 2015 Mandated An IPO Objective
“See all our investor contracts from 215 onwards had in them an objective to go public.”
Yashish Dahiya Nov 15, 2024 ▶ 57:30 Policybazaar Founder On IPO, India 1,2,3, Sanjeev Bikhchandani, & Insurance Market | Neon Show
Nov 15, 2024
Assertion Not checkable as stated
Dahiya's Wife Worked At NatWest To Support Family During Policybazaar's Launch
“She was working in a bank. She got working because we needed to support the family because when I started Policy Bazaar we didn't have enough funds. So that is when she took on working. She got a job with the NatWest bank.”
Yashish Dahiya Nov 15, 2024 ▶ 32:58 Policybazaar Founder On IPO, India 1,2,3, Sanjeev Bikhchandani, & Insurance Market | Neon Show
Nov 15, 2024 neutral
Assertion Supported
Moneysupermarket Still Generates More Annual Profit Than Policybazaar
“It still makes more profit than us. Every year.”
Yashish Dahiya Nov 15, 2024 ▶ 44:21 Policybazaar Founder On IPO, India 1,2,3, Sanjeev Bikhchandani, & Insurance Market | Neon Show
Aug 4, 2025 neutral
Assertion Supported
Dahiya: Policybazaar raised $840 million but still had $700 million at IPO
“We raised 840 and on the day of the IPO, we had 700 plus in the bank.”
Yashish Dahiya Aug 4, 2025 ▶ 29:13 From $4.5M for 49% to $700M In The Bank at IPO: Sanjeev & Yashish On 17 Years Of Policybazaar
Aug 4, 2025 positive
Assertion Supported
Bikhchandani: Info Edge wrote a massive 2008 check pre-PowerPoint
“Ha, it was a large check for us in 2008. But in 2008 was a large check for us. We, on a PowerPoint or even pre-PowerPoint.”
Sanjeev Bikhchandani Aug 4, 2025 ▶ 14:27 From $4.5M for 49% to $700M In The Bank at IPO: Sanjeev & Yashish On 17 Years Of Policybazaar
Aug 4, 2025
Assertion Not checkable as stated
Dahiya: Sanjeev Bikhchandani Always Advised Policybazaar to Raise Less Capital
“I think as we were raising capital he always advised raise less.”
Yashish Dahiya Aug 4, 2025 ▶ 21:05 From $4.5M for 49% to $700M In The Bank at IPO: Sanjeev & Yashish On 17 Years Of Policybazaar
Aug 4, 2025 neutral
Assertion Supported
Dahiya: Info Edge sold a 30% stake before later reinvesting $60 million
“InfoAge actually sold shares worth 133 crores, right? And it did sell. And they sold almost 30% of what they had at that time. And then they came back and invested sixty million dollars.”
Yashish Dahiya Aug 4, 2025 ▶ 45:47 From $4.5M for 49% to $700M In The Bank at IPO: Sanjeev & Yashish On 17 Years Of Policybazaar
Aug 4, 2025 neutral
Insight
Bikhchandani: Insurers price identical risks differently due to varied assessment models
“Different insurance companies will price the same risk differently because their risk assessment models are different. And it's not as if their strategy is to undercut price. They believe this is a lower risk and therefore they'll charge a lower premium.”
Sanjeev Bikhchandani Aug 4, 2025 ▶ 9:03 From $4.5M for 49% to $700M In The Bank at IPO: Sanjeev & Yashish On 17 Years Of Policybazaar
Aug 4, 2025 positive
Disclosure
Bikhchandani: Kitty Agarwal leads Info Edge's Policybazaar decisions without board interference
“Decision to hold, decision to sell, decision to invest more a lot of that thinking has been led by Kitty. So I would not overrule Kitty on anything policy without discussing it. I can't recall the last time I overruled anything.”
Sanjeev Bikhchandani Aug 4, 2025 ▶ 26:55 From $4.5M for 49% to $700M In The Bank at IPO: Sanjeev & Yashish On 17 Years Of Policybazaar
Aug 4, 2025
Assertion Not checkable as stated
Dahiya: Policybazaar voluntarily wrote to India's insurance regulator requesting oversight
“I remember in 2011, I wrote to the regulator that we should, that we would like to be regulated.”
Yashish Dahiya Aug 4, 2025 ▶ 20:04 From $4.5M for 49% to $700M In The Bank at IPO: Sanjeev & Yashish On 17 Years Of Policybazaar
Aug 4, 2025 neutral
Disclosure
Bikhchandani: Info Edge considers its 17-year Policybazaar stake a financial holding
“See, jobs is strategic investment. The rest is a financial investment. But they hope we've stayed, I think, 17 years in Policy Bazaar, so it's more than just financial. It's not strategic because it's not a business. It's not allied to a business that we own a…”
Sanjeev Bikhchandani Aug 4, 2025 ▶ 48:29 From $4.5M for 49% to $700M In The Bank at IPO: Sanjeev & Yashish On 17 Years Of Policybazaar
Aug 4, 2025 neutral
Disclosure
Bikhchandani: Policybazaar's ₹20Cr seed check took 8-9% of Info Edge's treasury
“It was a big, it was about eight, nine percent of our treasury. Entire treasury. We didn't have a fund, right? We just had a balance sheet.”
Sanjeev Bikhchandani Aug 4, 2025 ▶ 13:15 From $4.5M for 49% to $700M In The Bank at IPO: Sanjeev & Yashish On 17 Years Of Policybazaar
Aug 4, 2025 neutral
Assertion Supported
Dahiya: Policybazaar voluntarily sought unnecessary shareholder approval for its hospital expansion
“When we went for our hospitals piece, we went to the shareholders for an approval. And I think, 82 or something percent of the people approved, and that's why we went ahead. So eventually, whatever big decisions we take are And legally, we did not even need to…”
Yashish Dahiya Aug 4, 2025 ▶ 50:50 From $4.5M for 49% to $700M In The Bank at IPO: Sanjeev & Yashish On 17 Years Of Policybazaar
Aug 4, 2025 positive
Insight
Bikhchandani: Policybazaar uniquely gives board members direct access to next-level management
“Very often, you'll see that in your, in the companies you're invested in, you only know one or two people. The investors. The others are shielded from investors. That is truly, truly different policy. That we get to meet everybody.”
Sanjeev Bikhchandani Aug 4, 2025 ▶ 28:10 From $4.5M for 49% to $700M In The Bank at IPO: Sanjeev & Yashish On 17 Years Of Policybazaar
Dec 30, 2025 positive
What-if
Policybazaar and Zomato would have succeeded without Info Edge's backing
“So, actually, if you're telling me policy will succeed because of us, that's not true. They were going to succeed anyway, yeah. We are fortunate we went in. Likewise for Zomato.”
Sanjeev Bikhchandani Dec 30, 2025 ▶ 22:20 Best of 3500 Minutes from Top Founders & Investors in 2025
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