Insight certainty 3/5 debate potential 3/5

Bowman: UK Savers Will Take Risk If Returns Improve, Not via Nudges

Sam Bowman · UK Budget 2025: Stripe + Startup Coalition · Nov 28, 2025 · at 40:04

Policy advisor Sam Bowman responds to questions on why British retail investors prefer cash and property over domestic equities.

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“I think it's much more likely to be the case that when the money is there, Maybe initially the money will come from international funds, and, you know, there is a lot of money internationally around, but I think it's much, much, much more likely that people are going to become risk-taking and going to be willing to take money out of cash savings and put it into more kind of high-risk investments, if those high-risk investments are going to deliver them a good return.”

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