The Ledger
Every statement that passed quotation and attribution checks. Mix any filter with any other: certainty 1/5, debate potential 5/5, or both at once.
why aren't all 6 resolved? a statement only gets an assessment when the public record can support or contradict it. opinions and what-ifs never can, and 0 checkable ones are still open, waiting for their date. predictions held up or didn't; assertions are supported or contradicted. on every card: ▮▮▮▮▮ certainty · ▮▮▮▮▮ debate potential. speakers are clickable
HESTA hit initial carbon reduction goal early, raised 2030 target to 50%
“We set ourselves an interim target in 2020, a third reduction in our carbon emissions by 2030, and pleasingly two years in, we've achieved that objective, so we've increased it to 50% now.”
HESTA's MySuper default option targets CPI plus 3% real return
“We offer a number of products, but almost three quarters of our funds are in our MySuper default balanced growth option, and the real return objective for that fund is CPI plus three percent.”
Sawtell-Rickson: HESTA's internal investment team is over 40% female
“Within the investment management team, we're running over 40% female, which is very high. Relative to the financial services industry and benchmark.”
Sawtell-Rickson: APRA Bans Super Funds From New Members After Consecutive Failures
“If you underperform that benchmark by more than 50 basis points, then you fail, and you have to write to your members and tell them that you failed this test. And if you fail for two years in a row, you can't accept new members.”
Australian pension funds emerged from 1980s wage sacrifices to counter inflation
“Remember Australian pension funds really started to sort of come into existence in the eighties as part of the Creation and the sacrifice of salaries in a high inflation environment to really try and achieve dignity in retirement.”