“We took the debt from three million down to 328,000 in two and a half years.”
quote is from the automated transcript, cleaned for reading:
filler sounds and stutters are removed, nothing is rephrased. names can be misheard
(the analysis reads context, assessments check outside sources). how →
More from Dave Ramsey
Disclosure
Ramsey: Spouses of candidates and hiring managers must attend final interviews
“The spouses go on the final interview, both the person being hired and the leader leading them, hiring them, because the spouses can smell a rat a mile away”
Dave RamseyApr 2, 2025▶ 31:02This Is Why You’re Still Broke (And How to Fix It) | Dave Ramsey
Insight
Ramsey: Employee raises are earned by productivity, not degrees or certifications
“Your raise is effective when you are. It's not when you get another degree. Don't, I couldn't care less about your certification, except the, except it gives you the ability to get something done. And that's all it's good for.”
Dave RamseyApr 2, 2025▶ 22:08This Is Why You’re Still Broke (And How to Fix It) | Dave Ramsey
Disclosure
Dave Ramsey immediately vetoes any job candidate if his wife dislikes them
“If my wife says that, we don't hire them. And that, she's probably said it three times in 30 years.”
Dave RamseyApr 2, 2025▶ 31:35This Is Why You’re Still Broke (And How to Fix It) | Dave Ramsey
AssertionNot checkable as stated
Ramsey Solutions projects 96% of revenue would survive if Dave Ramsey died
“Our survivability index, which is our accounting metric, says that 96% of the revenue will survive me if I died a day. The next year, 96% would survive me.”
Dave RamseyApr 2, 2025▶ 46:10This Is Why You’re Still Broke (And How to Fix It) | Dave Ramsey
Insight
Ramsey officially defines workplace gossip as venting without resolution authority
“When you're talking to people that can't do something about the issue, that by definition here
Is gossip.”
Dave RamseyApr 2, 2025▶ 26:05This Is Why You’re Still Broke (And How to Fix It) | Dave Ramsey
Disclosure
Ramsey Solutions operates entirely debt-free and uses zero corporate credit cards
“We really don't borrow money, and we really live on a budget, and we really live on less than we make, and we really don't have credit cards. We really do the stuff we teach.”
Dave RamseyApr 2, 2025▶ 28:00This Is Why You’re Still Broke (And How to Fix It) | Dave Ramsey
Made with StarZero
Turn any episode into a week of clips.
This entire site, over 100 episodes transcribed, diarized, checked and made playable,
runs on the StarZero media pipeline. Drop in your own episode and the podcast clipper finds the
moments worth sharing, cuts them, captions them, and reframes them for every feed.
We use essential cookies to make the site work. With your permission we
also use analytics cookies (Google Analytics and Mixpanel) to understand
usage and improve StarZero. See our Cookie Policy.