Q That's amazing. Do you look to folks in China like Meituan or like Grab in Southeast Asia as inspiration, or was this a vision that came homegrown in Brazil?
A Yes. I would say that we don't have these guys as a benchmark for us, but we started to say, look, let's build the digital banking units. And to say, yes, what else can we add? So let's add investments. Okay. And what else? Let's add insurance. And what else? Let's add shopping. What else? Let's add effects. And so we start just to keep evolving the business. But I mean, we're really trying to see what else can we put in order to help our clients? How can we make their lives easier? And we like to say that everything Ends up with banking, which stands for payment and credit. Everything you do in your life. If you want to travel, if you want to give a call to your girlfriend, whatever, it's always about banking.
AI assessment note: “we don't have these guys as a benchmark for us”