The Ledger
Every statement that passed quotation and attribution checks. Mix any filter with any other: certainty 1/5, debate potential 5/5, or both at once.
why aren't all 7 resolved? a statement only gets an assessment when the public record can support or contradict it. opinions and what-ifs never can, and 0 checkable ones are still open, waiting for their date. predictions held up or didn't; assertions are supported or contradicted. on every card: ▮▮▮▮▮ certainty · ▮▮▮▮▮ debate potential. speakers are clickable
Wolf: Healthcare UX is terrible because providers treat insurers as the customer
“A key reason consumer experience has been so horrible in healthcare is health, health providers, so hospital systems, doctor's offices, don't really see patients as their end customers because patients generally aren't paying for their care, the insurance comp…”
Wolf: AI margins trail traditional software but easily beat human services
“AI has far worse margins than traditional software, but it has way better margins than human services.”
Wolf: Consumer health tech is defined by UX, not DTC business models
“We think a consumer health company doesn't have to be direct to consumer. It can be distributed through, it can just through B to B. It doesn't have to be cash pay. It could be something that's free for consumers because it's totally covered by insurance. And …”
Wolf: Short job tenures destroy insurer incentives to fund preventative care
“And what that's meant in effect is insurance companies don't feel incentivized to cover preventative care because they think some other insurance company will reap the benefits Of that when you switch jobs in two and a half years”
Wolf: High out-of-pocket costs force consumers to shop for healthcare quality
“When people are paying for their health care out of their own dollars, they start thinking about quality and shopping and what they really want to understand about their bodies.”
Wolf: Legacy integration is the biggest hurdle for horizontal healthcare platforms
“Like if you're going to be the Amazon of healthcare, you've got to onboard every provider in America. You have to onboard every insurance company. You've got to work with, you know, the pharmacy benefit managers. And so it's just going to take time to infiltra…”