The Ledger
Every statement that passed quotation and attribution checks. Mix any filter with any other: certainty 1/5, debate potential 5/5, or both at once.
why aren't all 14 resolved? a statement only gets an assessment when the public record can support or contradict it. opinions and what-ifs never can, and 1 checkable ones are still open, waiting for their date. predictions held up or didn't; assertions are supported or contradicted. on every card: ▮▮▮▮▮ certainty · ▮▮▮▮▮ debate potential. speakers are clickable
Plaid CEO: Pay-by-bank will almost never succeed for in-person retail purchases
“No one's gonna walk into a Starbucks and say, I would like to pay for my three dollar coffee with my bank account. That's basically never gonna happen. Or any small merchant for that matter. Frankly, in my opinion, like, very few in-person transactions are eve…”
Armstrong: Mainstream merchants like Starbucks will eventually accept Bitcoin
“Now, someday, if the world, if Bitcoin becomes more and more popular, like we all think it will then yes, even the Starbucks across the street will be accepting Bitcoin, because they still don't want to pay two percent, they'd rather pay a fraction of one perc…”
Cheney: Starbucks will be entirely barista-less by 2024
“I would likely suggest that Starbucks will be like barista-less in five years.”
Ludwin: Bitcoin network design is ill-suited for merchant-issued gift cards
“Bitcoin doesn't actually fit quite well there, perfectly there, because the only way to leverage the Bitcoin network for Starbucks would be to kind of hack the network and layer a Starbucks dollar into the Bitcoin network, which is an approach called a colored…”
Jeff Jordan: Starbucks missed Q4 revenue due to declining mall foot traffic
“Starbucks in their fourth quarter earnings call. Came in light on the revenue line, and they blame the fact that their stores in malls experience declining year over year foot traffic.”
Liu: Consumer platforms will integrate crypto into loyalty programs within a year
“And so I think over the next year, we're going to see a number of those things to be proven out. And what we've already at least heard is that what was, I think Starbucks talked about maybe integrating blockchain to the loyalty program. Rakuten, which is, you …”
Rampell: First-gen financial managers lack level three transaction data
“The reason why you can't answer that query today using existing PFMs is PFMs do not get level three transaction data. They don't know what you bought at Starbucks. They don't know what you bought at Walmart. They just know that you spent 19 dollars at Starbuck…”
Rampell: Starbucks Pay was designed to avoid per-transaction payment processing fees
“That's why Starbucks invented Starbucks Pay, because they wanted to stop having to pay. It's like these prepaid, they only have to pay one time. You chart, you put 50 dollars on your Starbucks account, well, they only have to pay Visa, MasterCard, and everybod…”
Tony James reveals DLJ made early investments in Starbucks alongside Costco
“Starbucks too, by the way.”
Magic Johnson: Starbucks deal with Howard Schultz established his business legitimacy
“From the money that I did make from Howard Schultz and Starbucks, and again, thank you, Howard, because you, he made me legitimate. That Starbucks deal sealed the deal for me”
Magic Johnson: Inner-city Starbucks and theater investments succeeded due to unmet demand
“Well, you think about the theaters, you think about Starbucks, all the things that, that we did, There was heavy demand for it in the inner cities, but nobody was going in there building them. So we, it was supply and demand, right? So we met that and man, eve…”
Rampell: Starbucks, Uber, Lyft, and United hold tens of millions of stored cards
“Starbucks has tens of millions of credit cards on file. Uber does, Lyft does, even United Airlines does.”