Flannery: AI models make better loan underwriting decisions than humans
Matt Flannery · a16z Podcast | Fintech for the People · Jan 2, 2019 · at 9:47
Matt Flannery, founder of micro-lending startup Branch, discusses the trade-off between AI-driven lending precision and U.S. regulatory explainability requirements.
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“When you're using deep learning or artificial intelligence, different methods of machine learning, it's really hard to articulate exactly why someone got exactly this loan, and robots would be much better at making that decision than people.”
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