risk pools
1 statements across 1 episodes · 0 bullish · 0 bearish · 1 people on the record · first statement Jan 2, 2019 by Alex Rampell · across every show →
Everything said about risk pools, oldest first
Jan 2, 2019 neutral
Rampell: Restricting behavioral risk filtering in lending restricts overall access to credit
“The only way that you reduce interest rates for people is you either discriminate based on outcome-based payments, which often requires More machine learning, more data, or you're able to charge higher interest rates over time. So if you have, like, a massive …”