pay-by-bank

2 statements across 1 episodes · 1 bullish · 1 bearish · 1 people on the record · first statement Jun 20, 2024 by Zach Perret · across every show →

Everything said about pay-by-bank, oldest first

Jun 20, 2024 bullish
Prediction Not checkable as stated
Plaid CEO: Pay-by-bank market shift will accelerate over the next 12 months
“I do think the next 12 months will show kind of a bigger shift in the market, but again, I think it's gonna be mostly concentrated to those parts of the market where pay by bank just makes sense and it's currently digital one point or not digital at all.”
Zach Perret Jun 20, 2024 ▶ 10:33 Zach Perret (Plaid) & Simon Khalaf (Marqeta): New Applications in Fintech
Jun 20, 2024 bearish
Prediction Not checkable as stated
Plaid CEO: Pay-by-bank will almost never succeed for in-person retail purchases
“No one's gonna walk into a Starbucks and say, I would like to pay for my three dollar coffee with my bank account. That's basically never gonna happen. Or any small merchant for that matter. Frankly, in my opinion, like, very few in-person transactions are eve…”
Zach Perret Jun 20, 2024 ▶ 9:31 Zach Perret (Plaid) & Simon Khalaf (Marqeta): New Applications in Fintech
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