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incumbent banks

3 statements across 2 episodes · 2 bullish · 1 bearish · 2 people on the record · first statement Oct 26, 2017 by Alex Rampell · across every show →

Everything said about incumbent banks, oldest first

Oct 26, 2017 positive
Insight
Rampell: Startups beat banks by entering non-bank financial services
“It actually provides an interesting way of beating this distribution versus innovation challenge, because if you're not competing with the bank, if you're going after a new area of financial services that banks don't want to be in, in many cases, the startup a…”
Alex Rampell Oct 26, 2017 ▶ 5:34 The Future of Money: Banking on Fintech
Oct 16, 2025 bullish
Prediction Not checkable as stated
Keith Rabois predicts AI software agents like Devin will save incumbent banks
“That's why Devin is actually arguably over time a save for them because they won't need to attract talent. They can use software to compete with software.”
Keith Rabois Oct 16, 2025 ▶ 44:57 Keith Rabois: Israel, OpenAI, Opendoor, and DOGE
Oct 16, 2025 negative
Assertion Not checkable as stated
Rabois: Incumbent banks run on COBOL and have zero software talent draw
“And the incumbents can't do this. They, they're still like literally in COBOL often, and their ability to attract talent is just like zero.”
Keith Rabois Oct 16, 2025 ▶ 44:50 Keith Rabois: Israel, OpenAI, Opendoor, and DOGE
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