Alipay

“The kinds of innovations around e-commerce where people are paying using their mobile phones as with M-Pace in Kenya or have entirely alternate payment systems as with Alipay here, that's a kind of innovation Americans don't even recognize, right? Our innovati…”

“The idea that everything lives in one app is actually seen as a good thing in China because it's less friction at the end of the day.”

“As more people come online in more countries, as you know, things are heterogenizing where, you know, now you have a Chinese market available to you, but everyone's on WeChat Pay and Alipay rather than credit cards.”