retail banking

“It's going to be a much smaller industry, and that's because it is ridiculous that moving money back and forth is a trillion dollar industry.”

“At the end of this decade, there will be a couple of new total players that will be very dominating in this space, and the rest will either cease to exist, will merge, and kind of try to acquire some of the new ones, or maybe a few of them will manage to reinv…”

“The future of banking is going to be some kind of digital financial assistant, wakes you up in the morning, say, I checked your mortgage. You're overpaying like hell, and I have renegotiated for you, and I can do all the paperwork. You just need to say yes to …”