Monzo, every mention

40 scenes (2025), the whole family · ← back to Monzo

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every year 2025 anyone Harry Stebbings 100Tom Blomfield 49TS Anil 39Fernando Fanton 13Mike Hudack 12Miles Grimshaw 9Val Scholz 2Tom Hulme 1Taavet Hinrikus 1Nilan Peiris 1

Verbatim, from the transcripts: the passages where Monzo comes up

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Index Ventures Partner, Martin Mignot: Figma, Scale, Wiz: Inside Index’s Decacorn Factory · 20VC with Harry Stebbings Aug 11, 2025 · 1 mention

  • ▶ 56:37 Martin Mignot And so I had met, you know, I looked at Simple, uh, had met Monzo as well, actually, and, and I, I, I was looking for a trigger

20Product: Should We Kill the PM Role Entirely | How Does Product Design Change Most in a World of AI | How Do Monzo Build Product Today: What Works, What Does Not | Why Most Product Sucks and What Makes Truly Great Product Jul 27, 2025 · 26 mentions

  • ▶ 0:16 Harry Stebbings He's held role of CPO at both Monzo and Just Eat, two of the biggest from Europe.
  • ▶ 10:43 Harry Stebbings A lot of CEOs, like your TS at Monzo, not crazy. 3 times in the scene
  • ▶ 20:34 Fernando Fanton Well, Monzo is definitely a great design. 5 times in the scene
  • ▶ 23:55 Harry Stebbings A Monzo, or even a Rappi versus a Monzo, as you said, trust at the center with Monzo versus a Rappi, not so much at the center, is it? 3 times in the scene
  • ▶ 31:15 Fernando Fanton In the case of Monzo was when we did this one cent, you know, campaign at the end of the year, which is, you know, if you enroll, um, you have one cent the first day, two cents the second day, three cents the third day, and it's 600 pounds… 3 times in the scene
  • ▶ 36:37 Fernando Fanton I think what Revlox has done, and what Monzo have done, are both .111% on the success. 3 times in the scene
  • ▶ 39:57 Harry Stebbings What was the product flop from Monzo and what did you learn? 5 times in the scene
  • ▶ 42:24 Harry Stebbings Can you imagine if I said to you, hey, there's gonna be some externality, and for your Monzo product, it's gonna get way better, and it's got nothing to do with you.
  • ▶ 50:21 Fernando Fanton Whatever, you know, you obsess about your company, I obsess about, you know, Rappi, Monzo, Property Finder, I think about it all the time, but 2 times in the scene

Robinhood Founder & CEO, Vlad Tenev: Robinhood’s $85BN Resurgence & Tokenizing SpaceX & OpenAI · 20VC with Harry Stebbings Jul 14, 2025 · 5 mentions

  • ▶ 39:58 Harry Stebbings When you look at Monzo, it was actually just, like, the current account was a hard one to get first, but the current account was the core. 5 times in the scene

Larry Aschebrook, Founder & MP @GSquared: How We Lost Money on Uber and Made Millions on Lyft · 20VC with Harry Stebbings Jun 16, 2025 · 1 mention

  • ▶ 1:18:15 Larry Aschebrook You know, the, the, the high flyers, you have, um, companies like Fanatics, Wiz, um, Databricks, um, uh, Turo, the Airbnb of cars, um, like Monzo, companies like that, where there's, you've already decided those are your core positions,…

20VC: The Science of Storytelling: Three Steps to Master the Perfect Story | From Near Death Experience to Unicorn Startup: The Untold Story of Omaze with Matt Pohlson Jun 6, 2025 · 1 mention

  • ▶ 58:58 Harry Stebbings You know, one of the best things about, you know, the startup team 10 years ago, well, 1213 years ago was Revolut, Monzo, Transferwise.

Plural Partner, Taavet Hinrikus: Why Founders Will Realise Multi-Stage Funds Damage Seed Rounds · 20VC with Harry Stebbings Apr 28, 2025 · 1 mention

Tom Hulme & Stan Boland: Lessons from Jensen Huang & How to Fix the UK Tech Ecosystem · 20VC with Harry Stebbings Apr 10, 2025 · 1 mention

Julia Hoggett, CEO @ LSEG plc: The Myths and the Reality of The London Stock Exchange · 20VC with Harry Stebbings Mar 28, 2025 · 2 mentions

  • ▶ 21:54 Harry Stebbings Thinking of the flywheel, I'm at the beginning of the flywheel, and what concerns me most is 10 years ago or 15 years ago, whatever it was, but when TransferWise and Monza and Revolut all started, it was a great place to start a fintech… 2 times in the scene

Solly Solomou, Founder & CEO @ LADbible Group: From Penniless Shop Offices to Public Company | E1259 · 20VC with Harry Stebbings Feb 14, 2025 · 1 mention

  • ▶ 1:00:16 Harry Stebbings 10 years ago, I remember when I started, and it was like, transfer-wise, it was Monzo, it was Revolut, and actually there was a series of kind of financial regulatory, not loopholes, but freedoms, that meant that London was a great place…

TS Anil, CEO @Monzo: From Layoffs, Downrounds and Low Employee NPS, To $1BN in Revenue | E1254 · 20VC with Harry Stebbings Jan 31, 2025 · 56 mentions

  • ▶ 0:00 Harry Stebbings What does that look like in terms of how Monzo fundamentally makes money?
  • ▶ 0:09 TS Anil When customers take out an unsecured borrowing product from us, loan or an overdraft or Monzo flex.
  • ▶ 2:01 TS Anil So it wasn't an accident that I ended up in the conversation with Monzo in the first place. 2 times in the scene
  • ▶ 6:31 Harry Stebbings Mission is so cool to Monzo in many ways. 6 times in the scene
  • ▶ 11:11 TS Anil Even if they've not, if it's not a Monzo mortgage, they've taken it from somewhere else in the app, leveraging our technology, a customer can actually track their mortgage. 2 times in the scene
  • ▶ 13:40 TS Anil In saying, talking to you about our mission and what, what Monzo really is good at, what we stand for, and what we invest in every day, what we have built on the back of that is a business where, of course, as I said, that's the largest UK… 2 times in the scene
  • ▶ 14:18 TS Anil The engagement level that I said mean that the propensity to buy every new product from Monzo is off the charts. 5 times in the scene
  • ▶ 16:36 Harry Stebbings So when we break down your one 45 on the retail side, what does that look like in terms of how Monzo fundamentally makes money? 3 times in the scene
  • ▶ 16:57 TS Anil A third is on-balance-sheet lending, when customers take out an unsecured borrowing product from us, loan, or an overdraft, or Monzo Flex.
  • ▶ 24:04 TS Anil So, I mean, we would have this debate, I remember, we would, we would, you know, in the way, way back, we were launching, um, a new fee that we were going to charge customers for something, and we were, of course, doing it the man's away,…
  • ▶ 26:01 Harry Stebbings So, how big can Monzo get in the UK? 2 times in the scene
  • ▶ 32:07 TS Anil Engagement is how much do you use Monzo, right? 8 times in the scene
  • ▶ 32:45 TS Anil When we launched our investments product, I literally did one press interview, and by that evening, we had a 150,000 customers add themselves to the waiting list for the Monzo investments product. 2 times in the scene
  • ▶ 35:26 TS Anil We're 500 years late to banking. 6 times in the scene
  • ▶ 40:10 TS Anil So as I was building relationships with the Monzo team, the investors, right? 2 times in the scene
  • ▶ 44:56 TS Anil She's the reason I'm here at Monzo, actually.
  • ▶ 45:12 TS Anil So the journey of people disbelieving in the early days of Monzo was, oh, this company's never going to make it, right? 3 times in the scene
  • ▶ 46:16 Harry Stebbings What's the hardest element of being CEO of Monzo?
  • ▶ 47:44 TS Anil Well, the honest answer to that is Monzo. 2 times in the scene
  • ▶ 48:40 Harry Stebbings What do you know now that you wish you'd known when you joined Monzo?
  • ▶ 52:00 Harry Stebbings Monzo is always kind of characterized as a, a, a nice culture, like a, but like a work-life balance culture. 3 times in the scene
  • ▶ 54:03 TS Anil Around me, right, to tell you what's changed, um, yeah, a lot feel like, feels to me like it has not changed, right, in that the size of my ambition for what we think Monzo will be has not changed.

Hussein Kanji, Founder @Hoxton Ventures: Why AI Means London Can Compete with the US | E1248 · 20VC with Harry Stebbings Jan 20, 2025 · 1 mention

  • ▶ 53:20 Hussein Kanji Today, and that was probably the only thing we were really strong at, and then the government, like, lowered the regulation in, in, in finance, and so we were really good at building, like, fintech companies here, Monzo, Revolut, exactly.
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