The Ledger
Every statement that passed quotation and attribution checks. Mix any filter with any other: certainty 1/5, debate potential 5/5, or both at once.
why aren't all 8 resolved? a statement only gets an assessment when the public record can support or contradict it. opinions and what-ifs never can, and 1 checkable ones are still open, waiting for their date. predictions held up or didn't; assertions are supported or contradicted. on every card: ▮▮▮▮▮ certainty · ▮▮▮▮▮ debate potential. speakers are clickable
Perret: Retail consumer stablecoin payments remain 10 to 15 years away
“No, one's going to walk into a Starbucks and buy a coffee with a stable coin. Certainly not for any amount of time that I can think about, you know, maybe, maybe 1015 years in the future.”
Perret: Late-stage fintech IPOs like Klarna and Chime are coming soon
“You're about to see a couple of IPOs. So corn is coming soon. We think we've heard that China's coming soon and I've heard that a bunch of others are coming soon.”
Zachary Perret: Plaid built its own real-time data credit score tool
“And so we've built a series of tools, including our own credit score that looks at real time data and brings it into the model.”
Perret: Fintech is rebounding with heavy early-stage startup formation and mid-stage growth
“There's a ton of startup formation at the earliest stages. In the mid stages, these companies have retold are now back to growth at the late stages.”
Perret: AI and deepfakes drive 20-25% annual financial fraud growth
“Online financial fraud is going up at somewhere between 20 and 25% a year off of a gigantic base. Deep fakes are having a big impact on this. A lot of AI tooling is having a big impact on this.”
Perret: Plaid powers Citi account openings and Invitation Homes rent payments
“Increasingly it's not just fintech companies now, but it's the big banks, the way that you open a checking account with Citi goes through Plaid and then a ton of enterprises. So the way that you pay your rent with invitation homes or a bunch of those all that …”