The Ledger
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Howard Lindzon describes modern retail fintech as the unbundling of Vanguard
“So basically all that's happened in the last 12 years and beyond is the unbundling of Vanguard. Right? I want to own the S&P, 400, less these six destructive, I'll own the S&P, two 94.”
Howard Lindzon warns startups building on third-party platforms risk being screwed
“If you build on someone's platform, or if you build on someone's roads, or if you build inside, you know, in someone's backyard, be prepared to be sued or screwed.”
Howard Lindzon compares modern retail trading to Roman gladiator entertainment
“Speculation has become entertainment, and so gladiators, when the Romans had all this time, And they were fighting wars and moving people. People in Rome just said, you know what? We got a lot of fucking time. Let's have people kill each other and we'll watch.…”
Howard Lindzon claims central bank policy made business failure rare recently
“The last 20 years, you gotta be really, make really bad decisions to fail. Doesn't mean, there's no shame in it, but you gotta make more bad decisions to fail in an internet era than in a retail fixed world era. The cloud expanded the playing field. And then y…”
Howard Lindzon says outlier startups serve demand users are embarrassed to admit
“Sometimes the, you can't get the information even if you ask the right people. And so Manscaped worked so well is because they offered a product that people wanted and no one was admitting to it. And that's just when you get outlier wins.”
Howard Lindzon says NFT trading requires community skills over Wall Street pedigree
“You have to be, you can't just be some fat bond trader. You have to understand community, you have to understand technology, you have to understand How to behave. You have to have social skills. You don't have to be on a high rise. You don't have to be in New …”