The Ledger
Every statement that passed quotation and attribution checks. Mix any filter with any other: certainty 1/5, debate potential 5/5, or both at once.
why aren't all 16 resolved? a statement only gets an assessment when the public record can support or contradict it. opinions and what-ifs never can, and 1 checkable ones are still open, waiting for their date. predictions held up or didn't; assertions are supported or contradicted. on every card: ▮▮▮▮▮ certainty · ▮▮▮▮▮ debate potential. speakers are clickable
Dahiya: India Will Surpass China As Largest Economy Due To Institutional Strength
“In my lifetime, we will be the largest or second largest. I think we'll be the largest economy. Simply because China won't be able to keep up because their institutional strength is not so good.”
Dahiya: Policybazaar voluntarily wrote to India's insurance regulator requesting oversight
“I remember in 2011, I wrote to the regulator that we should, that we would like to be regulated.”
Dahiya: Sanjeev Bikhchandani Always Advised Policybazaar to Raise Less Capital
“I think as we were raising capital he always advised raise less.”
Dahiya: Policybazaar raised $840 million but still had $700 million at IPO
“We raised 840 and on the day of the IPO, we had 700 plus in the bank.”
Dahiya: Info Edge sold a 30% stake before later reinvesting $60 million
“InfoAge actually sold shares worth 133 crores, right? And it did sell. And they sold almost 30% of what they had at that time. And then they came back and invested sixty million dollars.”
Dahiya: Almost Half Of Info Edge's Value Lies In Its Investments
“I think today for info edge, almost half its value lies in its investments.”
Dahiya: Only 4 Crore Of 40 Crore Eligible Indians Have Health Insurance
“Four crore Indians have health insurance, but 40 crore should, right? So we are 36 crores short of our target. And that's what keeps us going that we have 10 X to go.”
Dahiya: Policybazaar voluntarily sought unnecessary shareholder approval for its hospital expansion
“When we went for our hospitals piece, we went to the shareholders for an approval. And I think, 82 or something percent of the people approved, and that's why we went ahead. So eventually, whatever big decisions we take are And legally, we did not even need to…”
Dahiya: Policybazaar Is India's Largest Insurance Aggregator
“In insurance, we would be the largest. Yes, we would be the largest. We have a large market share in that.”
Policybazaar Is Also Among India's Largest Loan And Credit Card Aggregators
“We're also in loans and credit cards where again, we would be amongst the largest”
Dahiya: 272 Insurance Web Aggregator Startups Have Been Licensed In India
“400 players have started something like Policy Wizard till date. 272 of them licensed to start a web aggregator in insurance.”
Policybazaar Faced 40 Funded Competitors, Including Earlier Pioneers Like Insurance Mall
“About 40 funded competitors both before policy was started and after the first player who started in India was a player called I forget the name. I think it's insurance mall.in. And there was another one called Apna Insurance. Both of these players existed at …”
Moneysupermarket Still Generates More Annual Profit Than Policybazaar
“It still makes more profit than us. Every year.”
Info Edge Is Policybazaar's Only Pre-IPO Investor That Did Not Sell Stake
“Out of our pre IPO investors, only InfoEdge and Temaseka left and Temaseka also sold half its stake, right? So actually the only one who's not sold their stake is InfoEdge, right?”
Dahiya: Received 20 Lakh Bain Signing Bonus After Earning 20,000 Monthly
“And I was earning, I'd never earned more than
Let's say 20,000 rupees a month.
And I suddenly got a 20 lakh sign on from a Bain and company.”
Dahiya's Wife Worked At NatWest To Support Family During Policybazaar's Launch
“She was working in a bank.
She got working because we needed to support the family because when I started Policy Bazaar we didn't have enough funds.
So that is when she took on working.
She got a job with the NatWest bank.”