The Ledger
Every statement that passed quotation and attribution checks. Mix any filter with any other: certainty 1/5, debate potential 5/5, or both at once.
why aren't all 4 resolved? a statement only gets an assessment when the public record can support or contradict it. opinions and what-ifs never can, and 0 checkable ones are still open, waiting for their date. predictions held up or didn't; assertions are supported or contradicted. on every card: ▮▮▮▮▮ certainty · ▮▮▮▮▮ debate potential. speakers are clickable
Senpaty: Propelld's NPA rate is 1%, one-tenth of traditional lenders
“Our NPAs are at a one percent level. You, if you compare it with traditional players, it's one 10th.”
Senpaty: India's top 100 institutes serve only 1% of students
“If you look at the top hundred institutes, they only cater to hardly one percent of the students though.”
Senpaty: SBI disbursed 15x more in home loans than education loans in FY25
“So as an example, in FI-Five, SBI would have given out some 2.25 trillion rupees of loans for home loan. Whereas for education, it would be close to .15 trillion. So 50 next difference.”
Senpaty: Five PSU banks control 90% of India's education lending
“There is SBI which does say one and a half lakh students every year, gives loans to one and a half lakh students every year. There's a Bank of Baroda and Canada bank, which do close to 50,000 loans. And everybody else then comes later, probably your PNB and Fe…”