Véliz: Predictive lending models are uncontestable and shroud injustice
Carissa Véliz · Are We Too Obsessed With AI Predictions? — With Carissa Véliz · Apr 22, 2026 · at 10:29
Oxford philosopher Carissa Véliz argues that algorithmic forecasting in credit approvals prevents applicants from challenging unfair decisions.
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“And I reject your application on the basis of a prediction. There's no way you can contest that, because predictions are not facts. At best, they're educated guesses. And because they're not facts, you cannot prove it to be false. And so, it's a way to shroud a lot of injustice and to lessen accountability.”
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