The Ledger
Every statement that passed quotation and attribution checks. Mix any filter with any other: certainty 1/5, debate potential 5/5, or both at once.
why aren't all 7 resolved? a statement only gets an assessment when the public record can support or contradict it. opinions and what-ifs never can, and 0 checkable ones are still open, waiting for their date. predictions held up or didn't; assertions are supported or contradicted. on every card: ▮▮▮▮▮ certainty · ▮▮▮▮▮ debate potential. speakers are clickable
Krishna: Mortgage underwriting will become a real-time process within 3-5 years
“And so I imagine in three to five years a lot of that workflow gets like hyper compressed. And a consumer and their sort of financial readiness and their qualification criteria is just something that happens in real time.”
Krishna: Average US starter home grew from 985 to 2,500 square feet
“But I read a cool stat the other day that like in the fifties, the average price or the average size of a starter home was like 985 square feet. And if you look at the size of a starter home today, just, you know, any guesses on what that is? It's like almost …”
Krishna: Early-stage garage startups cannot overcome housing market barriers to entry
“Like I just don't expect that an early stage company in a garage is going to be able to deploy. There's just such an activation energy that's required. The regulations vary by state. Products are fragmented. The distribution is hyper local.”
Krishna: Housing represents the final frontier of financial technology
“Housing in some sense for me is like that final frontier of fintech.”
Krishna: Robotics, 3D printing, and material science will lower home construction costs
“And so there are other things that I think will improve as we think about like the future, like the cost of building a home has got to come down. Right. And I think things like robotics three D printing, you know, advancements in material science will help wit…”