The Ledger
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Khalaf: Payment cards will transition to dynamic, real-time programmatic selection
“And that's what's gonna happen to a payment vehicle. It is gonna be a just-in-time selection. I'm not saying it's, you're gonna have infinite amount of cards. You can, because digitally you can. So, but there is gonna be one wallet or card that looks like a wa…”
Khalaf: Payments innovation will center on digital wallets, not merchants
“So I think the innovation is not going to be on the merchant side, ah, because why? The innovation is going to be in the wallet side, because if you look at what Apple Pay has done, it is a personal, individual checkout that works in every country, in every me…”