The Ledger
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Strange: UK Checking Accounts Generate £8B in Hidden Annual Costs
“Checking accounts, which are advertised as free, account for it's eight billion of costs, and that's just in the UK.”
Consumers prefer taking loans over breaching psychological checking account balance thresholds
“A lot of people have this mental image of they don't want to see their bank account balance drop below a certain amount, and maybe it's irrational, maybe it's not, because they can always borrow money, or maybe they can't, but they'll say, okay, I always want …”