The Ledger
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Levchin: American Express has failed to market to young people
“One is American Express. Which I think is probably one of the best financial institutions out there, but they have not figured out how to market to young people at all. There's really not that much cool left in the black card if you're an 18 year old.”
Chan: China Has Fewer Than 436 Million Credit Cards for 1.36B People
“Now, if I look at the number of people in the US and how many credit cards we have, there is more than one credit card for every person in the US. But then if I look at the Chinese population of 1.36 billion people, and I add up all the American Express cards,…”