a16z General Partner Angela Strange explains the operational differences between building software companies in the United States versus Latin America.
“Unlike in the U.S., where you can get everything as a service, At every layer of the stack. In many other markets, including Latin America, you just can't do that. There's no sort of, ah, fraud as a stack, KYC as a stack. So you end up having to build everything, which requires a much deeper local market knowledge”
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More from Angela Strange
PredictionNot checkable as stated
Strange: Nearly every company will become a financial services company
“And that's because in the not too distant future, nearly every company will be a financial services company and get a significant portion of their revenue from financial services.”
Angela StrangeJan 21, 2020▶ 0:45Any Company Can Offer Financial Services
PredictionNot checkable as stated
Strange: Financial institutions will drop legacy software for AI competitors by 2026
“My big idea for twenty-twenty-six is there will be a dramatic turning point coming to financial services and insurance, where finally the risk of not replacing legacy systems will exceed the risk of change. It's already happening. Major institutions will let l…”
Angela StrangeDec 26, 2025▶ 4:23AI Is Coming For These 3 Industries In 2026 (a16z Big Ideas)
PredictionNot checkable as stated
Angela Strange: Next-gen fintech winners will be 10x larger by capturing labor
“The new winners here will be 10 X bigger. Not only because those software categories are bigger, but because software is able to consume a lot of the labor that humans didn't want to do anyways, or that banks or insurance companies couldn't hire for fast enoug…”
Angela StrangeDec 26, 2025▶ 5:51AI Is Coming For These 3 Industries In 2026 (a16z Big Ideas)
PredictionNot checkable as stated
Strange: AI agents could increase software revenue 10x
“You know, is that going to increase software revenue two X? It could potentially increase it 10 X.”
Angela StrangeJan 14, 2025▶ 15:07How AI is Reshaping Labor Markets: A $Trillion-Dollar Opportunity Explained
PredictionNot checkable as stated
Strange: Regulation will become software code in 2025
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