Ellis: Treasury underestimated 10-year HSA adoption despite missing 4-year targets
Chris Ellis · The Future of Health Insurance in a Work Remote World · Nov 14, 2024 · at 16:15
Chris Ellis, co-founder of Thatch, cites former Treasury official Roy Ramthun to illustrate how long-term adoption trajectories for healthcare products unfold.
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“So the Department of the Treasury oversaw the implementation of HSAs, and I remember asking him four years in, okay, you had your government projections, like, how, how were they? Were they overestimates or underestimates? And he told me, oh yeah, we way overestimated it four years in. And I was like, oh, okay. And what about 10 years in? We way underestimated it.”
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