Mitra: OnDeck uses two to three human reviewers per loan application
Abhra Mitra · Noah Breslow & Abhra Mitra, onDeck // Data Driven #27 // May 2014 (Hosted by FirstMark Capital) · May 28, 2014 · at 20:48
Abhra Mitra is OnDeck's Lead Data Scientist. He is answering an audience question about the level of manual processing and human intervention involved in OnDeck's lending pipeline.
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“The second is loan applications. So there it, you know, it's typically two to three people so in the, in, in the case of, for example, industry prediction we would predict an industry, but we're not gonna automatically classify a loan applicant right off the bat. So we actually show it to a human, and then in some cases we're wrong, they override that.”
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