The Ledger

Every statement that passed quotation and attribution checks. Mix any filter with any other: certainty 1/5, debate potential 5/5, or both at once.

clear all ✕

why aren't all 5 resolved? a statement only gets an assessment when the public record can support or contradict it. opinions and what-ifs never can, and 0 checkable ones are still open, waiting for their date. predictions held up or didn't; assertions are supported or contradicted. on every card: ▮▮▮▮▮ certainty · ▮▮▮▮▮ debate potential. speakers are clickable

Assertion Supported
Wise attributes 70% of its new user acquisition to word of mouth
“We acquired 70% of the users that found out about Wise last month through word of mouth. So, contextually, we have sixteen million customers, and we're acquiring about a million a quarter about ten million actives, and yes, and a million that joined Wise the f…”
Nilan Peiris Sep 24, 2023 ▶ 5:09 How to drive word of mouth | Nilan Peiris (CPO of Wise)
Assertion Supported
Wise pays 5% yield by dynamically liquidating government bonds at card spend
“So we now put customers' money in government bonds, US bonds, and when you pay with your card, it dynamically sells those bonds. And that's how we give you an interest rate in like around about five percent right now, given where bond rates are.”
Nilan Peiris Sep 24, 2023 ▶ 51:43 How to drive word of mouth | Nilan Peiris (CPO of Wise)
Assertion Supported
Wise maintains a 70% Net Promoter Score, outperforming iPhone and Google
“So IPS is 70%. So it's really, really high. So it's kind of higher than the iPhone and Google, Google search.”
Nilan Peiris Sep 24, 2023 ▶ 19:12 How to drive word of mouth | Nilan Peiris (CPO of Wise)
Assertion Supported
Wise has been profitable for over four years with 20% EBITDA margins
“And we've been profitable for about more than four years now with 20% EBITDA margins”
Nilan Peiris Sep 24, 2023 ▶ 4:58 How to drive word of mouth | Nilan Peiris (CPO of Wise)
Assertion Supported
Wise charges an average take rate of about 0.65% across routes
“We take about .65% on average across all our routes as price.”
Nilan Peiris Sep 24, 2023 ▶ 4:52 How to drive word of mouth | Nilan Peiris (CPO of Wise)
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