The Ledger
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Wise attributes 70% of its new user acquisition to word of mouth
“We acquired 70% of the users that found out about Wise last month through word of mouth. So, contextually, we have sixteen million customers, and we're acquiring about a million a quarter about ten million actives, and yes, and a million that joined Wise the f…”
Wise pays 5% yield by dynamically liquidating government bonds at card spend
“So we now put customers' money in government bonds, US bonds, and when you pay with your card, it dynamically sells those bonds. And that's how we give you an interest rate in like around about five percent right now, given where bond rates are.”
Wise currently holds approximately $12.5 billion in customer deposits
“Because we got like about 12 and a half billion dollars in deposits now, which is like a time.”
Wise maintains a 70% Net Promoter Score, outperforming iPhone and Google
“So IPS is 70%. So it's really, really high. So it's kind of higher than the iPhone and Google, Google search.”
Wise has been profitable for over four years with 20% EBITDA margins
“And we've been profitable for about more than four years now with 20% EBITDA margins”
Wise moves $12B monthly and grows 30-40% year-over-year
“So today we're now moving about twelve billion dollars a month, growing at between 30 to 40% year on year.”
Wise spent years lobbying to secure direct settlement accounts at central banks
“We now have a bank account at the Bank of England, the National Bank of Singapore, Bank of Australia. And each of these was like as hard as, you know, getting that face-to-face verification thing in Singapore. It took like years of lobbying and all kinds of st…”